Financial modeling

A live, deterministic model

Gross rent to effective gross income to NOI, then debt, returns, and downside. Change any input and the whole model recomputes in exact decimal.

The operating pro forma

Rent and expenses grow on separate curves. Every expense line can carry its own rate, alongside reserves, CapEx, and a per-unit renovation that ramps rents as units turn.

  • Line-level control with a formula behind each cell
  • Write live formulas: =units * 1500 * 12, =prior * 1.03
  • Pin any year or any month; add custom lines
Operating modelSample
LineYr 1Yr 2Yr 3
Gross rent4,8715,0665,268
Other income198203210
Vacancy(341)(355)(369)
Opex(1,708)(1,759)(1,812)
NOI3,0203,1553,297

Debt, returns, and downside

Size debt on LTV, minimum DSCR, or debt yield. Layer senior and mezzanine tranches, an interest-only period, and a bridge to refinance.

  • Levered and unlevered IRR, equity multiple, yield on cost
  • DSCR and debt yield reported by year
  • Base, upside, and downside side by side
ReturnsSample
Levered IRR
18.0%
Equity multiple
2.19x
Year-1 DSCR
1.31x

Underwrite your next deal in Altyst

Bring the documents you already have.